Money & Shopping | Duʿa & Dhikr · Sunnah Remedies

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لَا إِلٰهَ إِلَّا اللهُ وَحْدَهُ لَا شَرِيْكَ لَهُ ، لَهُ الْمُلْكُ وَلَهُ الْحَمْدُ ، يُحْيِيْ وَيُمِيْتُ ، وَهُوَ حَيٌّ لَا يَمُوْتُ ، بِيَدِهِ الْخَيْرُ ، وَهُوَ عَلَىٰ كُلِّ شَيْءٍ قَدِيْرٌ
There is no god but Allah. He is Alone and He has no partner. To Him Alone belong all sovereignty and all praise. He gives life and He gives death. He is Ever-Living and does not die. In His Hand is all good and He is over all things All-Powerful.
Virtue
The Messenger of Allah ﷺ said: “Whoever says [the above] in the marketplace, Allah shall record a million good deeds for him, wipe a million evil deeds away from him, and raise a million ranks for him.” (Tirmidhī 3429)
References
Tirmidhī 3429
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٢
اَللّٰهُمَّ اكْفِنِيْ بِحَلَالِكَ عَنْ حَرَامِكَ ، وَأَغْنِنِيْ بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful against Your prohibited, and make me independent of all those besides You.
Virtue
ʿAlī (raḍiy Allāhu ‘anhu) narrated that a slave who was buying his freedom came to him and said: “I am unable to pay the price for my freedom, so help me.” He said: “Shall I not teach you words that the Messenger of Allah ﷺ taught me?” Were your debts like mountains, Allah would settle them for you. Say: [the above].” (Tirmidhī 3563)
References
Tirmidhī 3563
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٣
اللَّهُمَّ رَبَّ السَّمَوَاتِ وَرَبَّ الأَرْضِ وَرَبَّ الْعَرْشِ الْعَظِيمِ ، رَبَّنَا وَرَبَّ كُلِّ شَىْءٍ ، فَالِقَ الْحَبِّ وَالنَّوَى وَمُنْزِلَ التَّوْرَاةِ وَالإِنْجِيلِ وَالْفُرْقَانِ ، أَعُوذُ بِكَ مِنْ شَرِّ كُلِّ شَىْءٍ أَنْتَ آخِذٌ بِنَاصِيَتِهِ ، اللَّهُمَّ أَنْتَ الأَوَّلُ فَلَيْسَ قَبْلَكَ شَىْءٌ ، وَأَنْتَ الآخِرُ فَلَيْسَ بَعْدَكَ شَىْءٌ، وَأَنْتَ الظَّاهِرُ فَلَيْسَ فَوْقَكَ شَىْءٌ ، وَأَنْتَ الْبَاطِنُ فَلَيْسَ دُونَكَ شَىْءٌ ، اقْضِ عَنَّا الدَّيْنَ وَأَغْنِنَا مِنَ الْفَقْرِ
O Allah, Lord of the heavens, Lord of the earth, Lord of the Magnificent Throne, our Lord and Lord of all things, Splitter of the seed and the date stone, the One who revealed the Torah, the Injeel and the Criterion (Qur’ān); I seek Your protection from the evil of every thing You hold by the forehead (i.e. fully control). You are the First and there is nothing before You. You are the Last and there is nothing after You. You are the Most High and there is nothing above You. You are the Most Near and there is nothing closer than You. Pay the debts on our behalf and relieve us from poverty.
Virtue
Suhayl reports that Abū Sāliḥ would command us: “If one of you intends to go sleep, he should lie on his right side and say [the above].” Abū Saliḥ would narrate this from Abū Hurayrah (raḍiy Allāhu ‘anhu) who narrated it from the Prophet ﷺ. (Muslim 2713)
References
Muslim 2713
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اَللّٰهُمَّ مَالِكَ الْمُلْكِ ، تُؤْتِي الْمُلْكَ مَنْ تَشَاءُ ، وَتَنْزِعُ الْمُلْكَ مِمَّنْ تَشَاءُ ، وَتُعِزُّ مَنْ تَشَاءُ ، وَتُذِلُّ مَنْ تَشَاءُ ، بِيَدِكَ الْخَيْرُ ، إِنَّكَ عَلَىٰ كُلِّ شَيْءٍ قَدِيْرٌ ، رَحْمٰنَ الدُّنْيَا وَالْآخِرَةِ وَرَحِيْمَهُمَا ، تُعْطِيْهِمَا مَنْ تَشَاءُ ، وَتَمْنَعُ مِنْهُمَا مَنْ تَشَاءُ ، اِرْحَمْنِيْ رَحْمَةً تُغْنِيْنِيْ بِهَا عَنْ رَّحْمَةِ مَنْ سِوَاكَ
O Allah, Lord of the kingdom, You grant kingdom to whoever you will, and You take kingdom away from whoever You will. You honour whoever You will and You disgrace whoever You will. All good is in Your hands. You are All-Powerful over everything. (O) the Extremely Merciful and the Especially Merciful in this world and the hereafter; You give from them (this world and the hereafter) whomsoever You will and You withhold from them whomsoever You will. Have mercy on me which will leave me free of the mercy of those other than You.
Virtue
Anas b. Mālik (raḍiy Allāhu ‘anhu) narrates that the Messenger of Allah ﷺ said to Muʿādh: “Shall I not teach you such a duʿā that if you had debt equal to Mount Uhud, Allah will pay it off for you. Say O Muʿādh: [the above].” (Ṭabarānī in Muʿjam al-Saghīr 558)
References
Ṭabarānī in Muʿjam al-Saghīr 558
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٥
اَللّٰهُمَّ إِنِّيْ أَعُوْذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ ، وَأَعُوْذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوْذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ ، وَأَعُوْذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Virtue
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Explanation
In this du‘ā’ the Prophet ﷺ taught us to seek refuge from eight harms. Anxiety (hamm) is worry about what may happen and grief (ḥuzn) is sadness over what has already happened. Inability can be physical, mental or spiritual, while laziness keeps us from good we are able to do. Cowardice holds us back from speaking the truth and doing what is right. Miserliness keeps us from giving what is due. Being overcome by debt or overpowered by others can weigh heavily on a person and distract them from worship Make this du‘ā’ sincerely and with conviction that Allah can remove these harms, as He did for Abū Umāmah (raḍiy Allāhu ʿanhu): “Then I did that, and Allah removed my worries and settled my debts.” Take care too that your own behaviour never causes them for others
References
Abū Dāwūd 1555
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بَارَك اللَّهُ لَكَ فِي أهْلِكَ ومَالِكَ
May Allah bless you in your family and wealth.
Virtue
ʿAbdullāh b. Abī Rabīʿah (raḍiy Allāhu ‘anhu) related: “The Prophet ﷺ borrowed forty thousand (dirhams) from me. When some wealth came to him, he paid me back and said [the above].” (Ibn Mājah 2424)
References
Ibn Mājah 2424
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اللَّهُمَّ إِنِّي أَسْأَلُكَ عِلْمًا نَافِعًا ، وَرِزْقًا طَيِّبًا ، وَعَمَلًا مُتَقَبَّلًا
O Allah, I ask You for beneficial knowledge, wholesome sustenance, and deeds which are accepted.
Virtue
Umm Salamah (raḍiy Allāhu ‘anhā) narrated that when the Prophet ﷺ performed the Fajr salāh, he would say [the above], while he said the salām. (Ibn Mājah 925)
References
Ibn Mājah 925
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٨
اللَّهُمَّ اغْفِرْ لِي ، وَاهْدِنِي ، وَارْزُقْنِي ، وَعَافِنِي ، أَعُوذُ بِاللَّهِ مِنْ ضِيْقِ الْمَقَامِ يَوْمَ الْقِيَامَةِ
O Allah, forgive me, guide me, grant me sustenance and wellbeing. I seek your protection from the anguish of standing on the Day of Judgement.
Virtue
ʿĀsim b. Ḥumayd said, “I asked ʿĀ’ishah (raḍiy Allāhu ‘anhā) about what the Messenger of Allahﷺ used to start his night prayer with. She said, “You have indeed asked me something which no one before you has asked me. The Messenger of Allah ﷺ used to say [the above]” (Nasā’ī 1617).
References
Nasā’ī 1617
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اَللَّهُمَّ إنِّي أَسْأَلُك مِنْ فَضْلِكَ وَرَحْمَتِكَ ، فَإِنَّهُ لاَ يَمْلِكُهَا إِلاَّ أَنْتَ
O Allah, I ask You from Your bounty and mercy, as no one has power over it except You.
Virtue
ʿAbdullāh b. Masʿud (raḍiy Allāhu ʿanhu) narrated that the Prophet ﷺ hosted a guest so he sent a request for food from his wives but it was not found by any of them. So he said [the above]. He was then gifted a roasted lamb. He said, “This is from the bounty of Allah and we await His Mercy.” (Tabarāni in Mu’jam al-Kabir 10379)
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